CALL US

Tel:  925-222-5226

MAILING ADDRESS

2872 Ygnacio Valley Rd  #125

Walnut Creek,  CA  94598

EMAIL US
WHO WE ARE

- A California licensed Health Insurance Agency

- Serve people eligible for Medicare

- Banks Benefits Insurance Solutions, License #0E07310 

  • Yelp Social Icon
  • Facebook Social Icon

THIS IS A SOLICITATION FOR INSURANCE

We are not connected with or endorsed by the United States government or the federal Medicare program

© 2018 by Banks Benefits Insurance Solutions

My Love Life Matters

I WANT TO BE KISSABLE UNTIL I'M 100 YEARS OLD

My appearance is very important to me. Taking care of my teeth keeps my love life stay alive.

Dental Insurance

Overall Health

As a point of clarification, dental coverage has nothing to do with Medicare, your eligibility for it, or if you are enrolled in Parts A, B, C, E, P, X, or Z!   Dental insurance plans are separate and can help with the cost of dental expenses. 

 

Dental health is a very important aspect of your overall health.  As you get older it is important to keep a pulse of what happens in your mouth.  The focus is not just keeping your teeth as long as you can .  While that is important too, oral complications can signal other health issues in your body.  Hire a dentist to join your healthcare team!

Overview

You can buy a standalone dental policy.  Differences between policies are rates, networks, the percentage that they pay, maximum amount payable, and the number of procedures they cover.  Most cover oral exams, cleanings, and x-rays at 100% or with small copays.  Most offer some coverage with the heavy dental work such as crowns, root canals, dentures.  If you purchase a Medicare Advantage plan, many companies offer dental coverage as a rider.  A rider means that you pay an additional nominal fee and that benefit joins the main policy.  You typically need to see doctors in the dental plan's network. 

Did you know?

  • Calling all cancer patients!  Chemotherapy and radiation therapy could lead to tooth decay because of the interruption of cell production and tissue. Before treatment, it is very important that existing dental issues be resolved.  Don't believe us, listen to what the the National Cancer Institute has to say about oral risks.

  • Have diabetes - pay attention!  There is an increased risk of gum disease associated with diabetes, even periodontitis.  Gums detach from your teeth, decay sets in, and your teeth fall out.  Even if you don't control your glucose levels, you can loose your teeth.  Worse, gum disease could lead to heart disease, stroke, or kidney disease.   Don't believe us, listen to what the American Diabetes Association has to say about oral risks.

  • Cardiovascular Disease anyone?  Studies are starting to see a correlation between periodontal disease and cardiovascular disease.  In a clinical trial of persons with cardiovascular disease, tooth loss, and gum bleeding, the risk of cardiovascular death increased by 17%, stroke increased by 14%, and overall death increased by 16%.  Don't believe us, read what the American Dental Association has to say.